Glorified Highway Robbers

It is alarming the interest rate the creditors are charging.  To me they are just white collar legal pick-pockets. They woo you with sweet lies and encourage you to take their cards and as soon as they have you in their clutches they milk you dry. I have been caught in their web and try as I might I just can't get out of their clutches.This recession is not making it any easier either. When the bills hit me I just had to sit down and pen this poem about those predatory loansharks. Read and give me a feedback. Hope you cannot identify with this. Glorified Highway Robbers We are the elite and almighty bourgeoisie,
We're in control of you and the economy.
We are like a highway robber that's glorified,
We pick your pocket in a way that's dignified.
Our motto is put profit first and people last:
The adrenaline rush we get is such a blast.

We woo you like bees around a jar of honey
And even make you spend your children's milk money.
Of that we're not aware and neither do we care
'Cause we put profit first and people can't compare.
You start out believing the American Dream
But when we're finished with you, you just want to scream.

We devise new strategies that will make you spend
'Cause like the Jones, we know you want the latest trend.
We type all the rules and bylaws in such fine print
If you want to read it, you'll really have to squint.
We devise Credit Keeper, Account Secure Plus
Because we are so conniving and devious.

Still floating? Then time to increase your interest rate,
We warned that it would happen if you were late.
We conjure up the Universal Default Clause,
When that hits you, you have to scratch your head and pause,
We raise the interest rate on unrelated bills,
Your blood pressure soars then you have to take some pills.

If that's not enough, there's the APR hustle
Which would make you flex even your jaw muscle.
The zero percentage interest on the env'lope
Masks the real rate only seen with a microscope.
We watch as one by one you file for bankruptcy,
You've lost your house, your mate and credibility.

We move on to 'nother unsuspecting victim
That's the vicious cycle of this licit system.
Federal legislators introduced new rules
To curb our high rates and fees but they are just fools.
We are the elite and almighty bourgeoisie,
We are in control of you and the economy.